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Principal Product Manager, Global Money Movement

Description

Position at SoFi

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Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

SoFi is looking for a Principal Product Manager to lead a brand-new international remittance product that will empower members to send instant, low-cost payments across borders leveraging blockchain technology. You’ll be at the helm of transforming this into a standout, trusted member experience.

You’ll define, prioritize, and build seamless and secure experiences that allow members to send money internationally —with a focus on convenience, transparency, and affordability. Whether by streamlining the user flow, building global payout capabilities, or ensuring regulatory compliance, you’ll own a high-impact product from zero to one.

This product is a key pillar in SoFi’s long-term vision of becoming a one-stop-shop for all of our members’ financial needs. This role is inherently cross-functional—you will work closely with engineering, design, data science, user research, marketing, operations, finance, risk, legal, compliance, and executive teams to set a product strategy, define and prioritize features. You’ll bridge the technical and business worlds to deliver innovative financial infrastructure that delights our users and drives SoFi’s mission forward.

This is a senior individual contributor role designed for a product leader who thrives on solving complex technical challenges, working deeply with engineering teams, and enabling platform scalability. 

What you’ll do:

• Build disruptive international payment capabilities in a secure and customer-centric way.
• Create and evangelize a product vision for cross-border P2P money movement and own the multi-year roadmap.
• Design and own member-facing experiences that make it easy to send money across borders—instantly and affordably.
• Collaborate with internal engineering teams and external providers to build global payment rails that are fast, compliant, and cost-effective.
• Own instrumentation and data analytics to deeply understand usage patterns and inform continuous improvement.
• Lead and iterate quickly in a fast-paced agile environment, driving MVP development and post-launch optimization.
• Partner cross-functionally with compliance, risk, and legal to ensure alignment with all regulatory requirements across multiple countries.
• Prioritize and drive backlogs across your engineering teams to ensure timely and high-quality feature delivery.
• Work directly with end-users, user research, and design to validate ideas, reduce friction, and continuously improve the member experience.
• Act as a product thought leader across SoFi for inclusive, global-ready financial solutions.

What you’ll need:

• Bachelor’s degree or higher in a technical or non-technical discipline
• 10+ years of experience in product management (preferably in fintech, payments, or global financial services)
• Experience launching and scaling zero-to-one products
• Deep comfort with data analysis and metrics-driven decision-making
• Proven track record of delivering products that solve complex technical and user needs
• Ability to collaborate across remote teams and multiple functional stakeholders
• Passion for making financial systems more inclusive, transparent, and accessible
• Deep technical fluency with APIs, cloud infrastructure, distributed systems, or financial systems.
• Experience partnering with engineering to navigate architecture decisions and technical trade-offs.
• Demonstrated ability to balance long-term platform investments with near-term delivery needs.
• Strong cross-functional collaboration skills, particularly with engineering, security, compliance, legal, and analytics.
• Excellent written and verbal communication skills, with the ability to simplify technical complexity for diverse stakeholders.

Nice to have:

• Familiarity with international remittance infrastructure and payout networks
• Experience working with external money movement or FX service providers
• Understanding of cross-border compliance, AML, KYC, and regulatory challenges
• Experience with hypothesis-based product experimentation

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. 

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

Pay range: $185,600.00 - $319,000.00

Payment frequency: Annual

This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above.

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

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